If you find yourself in need of high risk auto insurance, such as an SR-22 filing, non-owners insurance, or foreign (international) drivers license insurance, you will probably be subject to higher insurance costs, but there are ways to get a lower rate on the coverage you need.

One of the best things you can do to get a lower rate on high risk auto insurance is to shop different insurance carriers. At STL Insurance Stop we do the leg work for you! When you submit a quote request to us we shop the top rated insurance providers to find you the cheapest rate on the coverage you need! When you use an auto insurance broker such as STL Insurance Stop, you don’t have to fill out multiple quote request forms or deal with talking to multiple insurance companies over the phone. We save you time and money by doing that for you!

Another way to save money on auto insurance is to purchase liability only insurance. This is also the Missouri state minimum requirement. If you purchase liability only insurance you can always upgrade later to more coverage. If you are shopping for insurance and planning on getting a new vehicle, consider auto insurance rates when making a decision. Certain vehicles are cheaper to insure.

Once you purchase high risk auto insurance, you probably want to keep your rates from going up. Avoiding getting traffic tickets will be a big help with this. Watch posted speeds, and be sure to drive sober. If you do get a traffic ticket, you should consider getting the ticket amended, or pleading not guilty to avoid points on your license and costly auto insurance increases.

Call STL Insurance Stop in Overland, Missouri at (314) 475-5637 for a free quote on high risk auto insurance coverage.