Why Do I Need SR-22 Insurance?

High risk drivers may be required by the state of Missouri to maintain an SR-22 filing in addition to their regular auto insurance coverage. An SR-22 filing is filled by your auto insurance company with the state of Missouri which proves that a driver is maintaining at least the minimum amount of auto insurance required by law.


After a DWI Missouri requires drivers to maintain an SR-22 filing for a pre-determined amount of time, at least a year. Other factors that may result in an SR-22 requirement include numerous traffic tickets, a suspended or revoked driver’s license, or accidents with no proof of insurance.


If a court orders you to carry an SR-22 filing you must obtain your SR-22 filing before you may legally drive. Once your SR-22 policy is in affect you must maintain it for as long as the court requires. Any lapses in your SR-22 policy can lead to increased expenses as well as legal consequences.


If you are required by a Missouri court to maintain an SR-22 filing, call STL Insurance Stop today at (314) 475-5637 for a free quote on SR-22 coverage.