Missouri Auto Insurance FAQs

Do you offer instant proof of insurance?

Yes, STL Insurance Stop offers instant proof of insurance! Call us today at (314) 475-5637 to get started!

I am on a budget. How can STL Insurance Stop help me get my state-required auto insurance?

We help our customers get their state required auto insurance regardless of their budget. We offer low down payments, low monthly payments — all with no bank account required! If you are looking for more insurance, we also offer full coverage auto insurance!

How does STL Insurance Stop help me find low rates on auto insurance?

Our independent insurance broker shops the top-rated insurance carriers to find you the cheapest rates on auto insurance. By getting auto insurance quotes from a variety of providers we can find you the lowest rates. We also work to find you discounts on auto insurance such as military discounts, multi-policy discounts, good driver discounts, and more.

How are auto insurance rates determined?

Auto insurers look at your driving history, including number of accidents, traffic tickets, and DWIs. Your location and type of car also affect your rates.

What is Missouri’s minimum requirements for auto insurance coverage?

Bodily Injury:

– $25,000 for the death or injury of any one person, any one accident
– $50,000 for all persons in any one accident

Property Damage:

– $10,000 for any one accident

Uninsured Motorist Bodily Injury

– $25,000 for the death or injury of any one person, any one accident
– $50,000 for all persons in any one accident

I am required to carry an SR-22 policy. Does STL Insurance offer this?

Yes, STL Insurance Stop offers SR-22 policies. We can help you find low rates on SR-22 policies. For more information click here.

How much will my auto insurance cost?

This depends on a number of factors. Contact us today for a free auto insurance quote. We offer liability only insurance as well as full coverage.

Will a liability-only policy cover car rental?

No. You must have comp and collision coverage and have transferable coverage for your auto insurance policy to cover car rentals. If you need car rental coverage let us know and we will be happy to find you a policy that fits your needs.

Can I purchase auto insurance if I have a foreign driver’s license?

Yes! STL Insurance Stop will help you find an insurance provider that offers coverage for non-US driver’s licenses. Many insurance carriers do not offer this service, but we will set you up with an insurance provider that will insure you! We make getting auto insurance with an international drivers license easy!

I do not own a vehicle, can I still get auto insurance?

Yes, you can! STL Insurance Stop offers non-owner’s auto insurance policies for drivers that have access to a vehicle to drive, but do not own that vehicle. We also have non-owner’s insurance options for drivers requiring an SR-22 filing.

Should I purchase liability only insurance or full coverage?

If you are on a budget, liability only insurance will be your cheapest option, but you will have less coverage. If you are purchasing a new vehicle and are financing it, you will probably be required to maintain full coverage for the duration of your auto loan. Call STL Insurance Stop at (314) 475-5637 and we will help you determine what amount of coverage is right for you.


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